Job Loss Protection for Homebuyers

Today’s residential real estate market is unique in many ways.  Never before have we enjoyed historically low mortgage rates, home prices on “sale” with prices retracted by 15-20 years in many markets and inventory (selection) remaining high. We have...

Mortgage Rates at 0%, Really.

Australia, Canada, and Europe have enjoyed 0% mortgage loans for 20 years.  This type of home loan, called Off Set Mortgage or All-In-One Loan, has finally made its way into the United States.  Essentially, it works by allowing the money in your savings or checking...