Credit Disputes Gone Bad

For years, you could dispute anything on your credit report that you believed to be inaccurate and the act of doing so would not be counted against you. While you still can dispute anything on your credit report according to the Federal Credit Reporting Act, you might...

What You Don’t Know About Credit Could Hurt You

Here are 5 major factors that could hurt your score: 35% of the score depends on payment history, taking into account late payments. (One late pay could cost you 75 to 100 points). It is important to pay your bills on time. 30% depends on how much debt you have. Your...