by Jon Terry | Feb 14, 2012 | Around The Home, Blog
How long has it been since you last changed your home’s air filters? Home air filters trap and remove dust and particles from the air you breathe; leaving “clean air” to circulate your home. Clean air in your home is important because it promotes...
by Jon Terry | Feb 10, 2012 | Blog, Mortgage Guidelines
The government’s new, revamped HARP program is 6 weeks from release. Homeowners in Colorado and nationwide are gearing up to refinance. HARP is an acronym that stands for Home Affordable Refinance Program. HARP is the government’s loan product for...
by Jon Terry | Feb 8, 2012 | Blog, Buying A Home, Housing Analysis
New Home Sales slowed into the New Year but the market for newly-built homes remains strong. For home buyers in Colorado and nationwide, December’s New Home Sales report is yet one more signal that the housing market recovery may be underway. According to the...
by Jon Terry | Feb 5, 2012 | Blog, Mortgage Guidelines
After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”. The Federal Reserve conducts a quarterly survey of its member banks and, last quarter, not a single responding bank reported having tightened its mortgage guidelines...
by Jon Terry | Feb 2, 2012 | Blog, The Economy
This week, once more, we find mortgage rates are on a downward trajectory. Conforming mortgage rates have returned to near all-time lows. After this morning’s Non-Farm Payrolls report, however, those low rates may come to an end. It’s a risky time for...
by Jon Terry | Dec 23, 2011 | Blog, Mortgages, Taxes
Time is running out to boost to your 2011 federal tax refund. All you have to do is make your January 2012 mortgage payment while it’s still December. It’s a simple tax strategy that works because of how mortgage interest is paid, and of how the U.S. tax...
