alaris key update
The Government’s Revamped HARP Program For Underwater Homeowners
The Federal Home Finance Agency announced big changes to its Home Affordable Refinance Program Monday. More commonly called HARP, the Home Affordable Refinance Program is meant to give “underwater homeowners” opportunity to refinance.
CHFA – The Second of the Five Most Important Loan Programs
This Month I will highlight the second of the five most important loan programs about which consumers need to know. The Colorado Housing and Finance Authority or CHFA was created in 1973 by the Colorado Legislature to address the shortage of affordable housing in the...
Foreclosure versus Short Sale
In these difficult economic times, I am commonly asked whether it would be better to have a short sale or a foreclosure on ones credit report. The answer is complicated and has lot of moving parts. A short sale shows up on your credit report as a "derogatory report";...
Just Walk Out Your Door
We read a great article about Colorado's reputation for having healthy citizens. We asked our resident fitness expert for her opinion, and here is what she had to say: What a great choice we've made to live in Colorado-what a great time of year to get out and enjoy...
Steps To Get and Keep a Good Credit Score
Pay your bills on time- Pay your bills on time, every time! One way to make sure your payments are on time is to set up automatic payments on the creditor's website or from your banking institution. Make sure that you have enough funds to clear the account, otherwise...
Surprising tips to raise your credit score
Here are powerful tips to raise your credit score We recently read an article on MSN.com that outlined tips to increase your credit score. As you all know, we believe that knowledge is power, and that is why we live by our motto: "Knowledge is Key." In the...