by Jon Terry | Feb 2, 2012 | Blog, The Economy
This week, once more, we find mortgage rates are on a downward trajectory. Conforming mortgage rates have returned to near all-time lows. After this morning’s Non-Farm Payrolls report, however, those low rates may come to an end. It’s a risky time for...
by Jon Terry | Dec 23, 2011 | Blog, Mortgages, Taxes
Time is running out to boost to your 2011 federal tax refund. All you have to do is make your January 2012 mortgage payment while it’s still December. It’s a simple tax strategy that works because of how mortgage interest is paid, and of how the U.S. tax...
by Jon Terry | Dec 21, 2011 | Blog, Selling a Home
Recently, the team at Alaris Properties created a new vision board. We would like to share with you some of the things we have on the vision board so you can get to know us better and understand what we are creating. However, before I tell you about any item on the...
by Jon Terry | Dec 16, 2011 | Blog, Mortgage Guidelines
After a brief return to lower, pre-2009 levels, FHA loan limits have been restored. As signed into law the later part of November this year, maximum FHA loan limits are — once again — as high as $729,750. The move creates additional mortgage financing...
by Jon Terry | Dec 14, 2011 | Blog, Mortgage Guidelines
A conforming mortgage is one that, literally, conforms to the mortgage guidelines as set forth by Fannie Mae and Freddie Mac. Conforming mortgage guidelines are Fannie’s and Freddie’s eligibility standards; an underwriter’s series of check-boxes to...
