by Jon Terry | Jun 1, 2011 | Blog, Buying A Home
While the housing market has certainly kept us on our toes over the past few years, I believe it is important to remind ourselves that owning a home does have its benefits. The return on your investment, income tax savings and stable housing costs can certainly...
by Jon Terry | Apr 13, 2011 | Blog, Buying A Home, Mortgages
Today’s residential real estate market is unique in many ways. Never before have we enjoyed historically low mortgage rates, home prices on “sale” with prices retracted by 15-20 years in many markets and inventory (selection) remaining high. We have...
by Jon Terry | Apr 6, 2011 | Blog, Buying A Home, Moving
For those of us who have pets, we have some special considerations when moving. Here are some tips that we have discovered can help you prevent problems and help the move with your animal to go more smoothly. Remember, it’s more difficult for your pet to...
by Jon Terry | Mar 22, 2011 | Blog, Credit
Here are 5 major factors that could hurt your score: 35% of the score depends on payment history, taking into account late payments. (One late pay could cost you 75 to 100 points). It is important to pay your bills on time. 30% depends on how much debt you have. Your...
by Jon Terry | Mar 9, 2011 | Blog, Mortgages
Australia, Canada, and Europe have enjoyed 0% mortgage loans for 20 years. This type of home loan, called Off Set Mortgage or All-In-One Loan, has finally made its way into the United States. Essentially, it works by allowing the money in your savings or checking...