by Jon Terry | Oct 2, 2014 | Blog, Buying A Home, Credit
Zillow’s most recent report states that the percentage of homes with negative equity in metro Denver fell to 9.7 percent in the second quarter of 2014, a substantial drop from the second quarter of 2013, when the negative equity rate in the area was 15.3...
by Jon Terry | Oct 11, 2011 | Blog, Buying A Home, Buying in a Recession, Credit, Foreclosure, Mortgages, Residential Real Estate, Short Sale
In these difficult economic times, I am commonly asked whether it would be better to have a short sale or a foreclosure on ones credit report. The answer is complicated and has lot of moving parts. A short sale shows up on your credit report as a “derogatory...
by Jon Terry | Sep 23, 2011 | Blog, Buying A Home, Buying in a Recession, Credit, Mortgages
Pay your bills on time- Pay your bills on time, every time! One way to make sure your payments are on time is to set up automatic payments on the creditor’s website or from your banking institution. Make sure that you have enough funds to clear the account,...
by Jon Terry | Sep 14, 2011 | Blog, Credit, Mortgages
Here are powerful tips to raise your credit score We recently read an article on MSN.com that outlined tips to increase your credit score. As you all know, we believe that knowledge is power, and that is why we live by our motto: “Knowledge is Key.” In...
by Jon Terry | Sep 9, 2011 | Blog, Credit, Mortgages, Residential Real Estate
What are some of the best loan programs available today? Remember that Knowledge is Key – and we want you to know about all the various loan programs available to you. We want you to choose the loan program that will best serve your long-term needs. Over the...
by Jon Terry | Aug 16, 2011 | Blog, Buying A Home, Buying in a Recession, Credit, Mortgages, Selling a Home
Your credit report shows information about how you have used credit, such as how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether anyone has sent a loan you owe to a debt collector.A credit...