What if I Have No Credit?

On occasion, a consumer will not have enough credit references to obtain the loan they wish to secure. If this is the case for you, start by opening small lines of credit that report to all of the three major credit bureaus, and make purchases that can be paid off...

Credit Inquires Are A Bust

With each New Year many decide to get rid the old and bring in the new.  For example, many of my clients are out buying new cars and/or furniture. You will find a lot of great deals and incentives from which to choose, but choose wisely because it could cost you...

Tips To Avoid Credit Problems During The Holidays

With the holidays fast approaching, your credit could be in jeopardy. The most common mistake made during this time of year is racking up debt to buy gifts. It may seem like a good idea to buy gifts for everyone; however, after the holidays are over and you open your...