by Jon Terry | Jan 11, 2011 | Blog, Buying A Home, Credit
With each New Year many decide to get rid the old and bring in the new.  For example, many of my clients are out buying new cars and/or furniture. You will find a lot of great deals and incentives from which to choose, but choose wisely because it could cost you...				
					
			
					
				
															
					
					 by Jon Terry | Jan 4, 2011 | Blog, Buying A Home, Mortgages
Most mortgage products are fairly plain, simple, and straight forward.  However, there are a few programs that may help you get a loan approved, make your purchase more affordable monthly, and/or lessen your need for a large down-payment – if you meet the...				
					
			
					
				
															
					
					 by Jon Terry | Dec 9, 2010 | Blog, Buying A Home, Mortgages
Myth 1: I shouldn’t buy until the real estate market has hit the very “bottom.” Answer: It is impossible to sharp shoot the “bottom” of any market. Just as the “top” of a market is identified after the “bubble” has...				
					
			
					
				
															
					
					 by Jon Terry | Dec 7, 2010 | Blog, Buying A Home
Traditionally, real estate sales slow during the holidays.  However, I have discovered that it is often times my busiest time. Would you like to know my secret? Most people do not want to move during the holidays. Sellers are entertaining, have their home decorated...				
					
			
					
				
															
					
					 by Jon Terry | Nov 16, 2010 | Blog, Buying in a Recession, Investors, Selling a Home
I had a great discussion with a client today about folks who are waiting for the bottom of the market. It was his opinion that waiting would be very foolish. I tend to agree with him because, unfortunately, I have not found anyone who has been able to predict the...				
					
			
					
				
															
					
					 by Jon Terry | Nov 3, 2010 | Blog, Buying A Home, Foreclosure, Selling a Home
Where is our real estate market headed? Will we have a “double dip” recession? If home prices keep going down, is it smart to buy or try to sell? These are some of the many questions I field every day from nervous homebuyers and sellers. I believe we are...