by Jon Terry | Aug 16, 2011 | Blog, Buying A Home, Buying in a Recession, Credit, Mortgages, Selling a Home
Your credit report shows information about how you have used credit, such as how much credit you have, how much of your available credit you are using, whether you have made your payments on time, and whether anyone has sent a loan you owe to a debt collector.A credit...
by Jon Terry | Aug 3, 2011 | Blog, Buying A Home, Credit, Mortgages
When an individual’s income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind: the desire to spend money. Since North Americans have a special love affair with...
by Jon Terry | Jul 20, 2011 | Blog, De-Personalizing your Home, Selling a Home, Staging
The minute you know it’s time to sell your home, start thinking value. Which home improvements will yield the highest price and which aesthetic staging will make potential homebuyers fall in love? Value is determined when buyers weigh the work and cost...
by Jon Terry | Jul 13, 2011 | Blog, Mortgages
Since the “Mortgage Meltdown” in late 2007, the rules around shopping for a new mortgage loan have changed significantly. Understanding the reasoning behind these changes and asking your loan officer essential questions can save you hours of time and...
by Jon Terry | Jul 7, 2011 | Blog, Short Sale
How do you get good advice when considering a short sale? First, make sure your trusted advisor has extensive experience in the short sale world. Research the process and the advisor, ask tons of questions, and be wary of anyone who thinks they know it all. Each bank...
by Jon Terry | Jul 5, 2011 | Blog, Construction/Maintenance
Benjamin Franklin said, “A house is not a home unless it contains food and fire for the mind as well as the body.” In his time, fire was the only cooking option and heated debates were conducted in the heart of the home. Kitchens have evolved from the...
