by Jon Terry | May 25, 2011 | Blog, Selling a Home, Staging
For simplicity’s sake, I like to split listed properties into two categories: inhabited and uninhabited. Both need some degree of staging to enhance their potential. For inhabited properties, staging usually means sending items to storage, touchups, and a...
by Jon Terry | Apr 13, 2011 | Blog, Buying A Home, Mortgages
Today’s residential real estate market is unique in many ways. Never before have we enjoyed historically low mortgage rates, home prices on “sale” with prices retracted by 15-20 years in many markets and inventory (selection) remaining high. We have...
by Jon Terry | Mar 9, 2011 | Blog, Mortgages
Australia, Canada, and Europe have enjoyed 0% mortgage loans for 20 years. This type of home loan, called Off Set Mortgage or All-In-One Loan, has finally made its way into the United States. Essentially, it works by allowing the money in your savings or checking...
by Jon Terry | Feb 1, 2011 | Blog, Buying A Home, Home Owner Energy Tips, Mortgages
One way to raise the value of your property and lower your utility bills is to apply for an FHA Energy Efficient Mortgage (FHA EEM). These mortgages are federally recognized and available in all states. FHA Energy Efficient Mortgages provide the means to upgrade the...
by Jon Terry | Jan 4, 2011 | Blog, Buying A Home, Mortgages
Most mortgage products are fairly plain, simple, and straight forward. However, there are a few programs that may help you get a loan approved, make your purchase more affordable monthly, and/or lessen your need for a large down-payment – if you meet the...